*,*::before,*::after{margin:0;padding:0;box-sizing:border-box;}
:root{--yellow:#F5A623;--yellow-light:#FFF8EB;--yellow-lighter:#FFAD09;--yellow-dark:#D48E1A;--dark:#1A1A1A;--dark-alt:#1A1A2E;--body:#4A4A4A;--body-alt:#4A4A68;--light-bg:#FBF9F9;--light-bg-alt:#F9F9FB;--white:#FFFFFF;--border:#E8E8EF;--radius:12px;--radius-sm:8px;--shadow:0 2px 12px rgba(26,26,46,.06);--shadow-lg:0 4px 24px rgba(26,26,46,.1);--max-w:1100px;--transition:.25s ease;--transition-fast:.15s ease;}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;}
body{font-family:'Poppins',sans-serif;font-size:14px;line-height:1.7;color:var(--body);background:var(--white);-webkit-font-smoothing:antialiased;}
img{max-width:100%;height:auto;display:block;}
a{color:inherit;text-decoration:none;}
ul{list-style:none;}
button{font-family:inherit;cursor:pointer;border:none;background:none;}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;}
.block{display:block;}
.inline{display:inline-block;}
.round{border-radius:var(--radius);}
.ad-disclosure{background:#F3F3F3;border-bottom:1px solid #E2E2E2;}
.ad-disclosure__inner{max-width:100%;width:100%;margin:0 auto;padding:6px 14px;display:flex;flex-flow:column nowrap;align-items:flex-start;justify-content:space-between;column-gap:5px;row-gap:5px;}
.ad-disclosure__inner.is-open{row-gap:5px;}
.ad-disclosure__toggle{border:0;padding:0;background:transparent;list-style:none;font-size:12px;line-height:1.2142;color:#666;text-decoration:underline;text-underline-offset:2px;cursor:pointer;white-space:nowrap;margin-left:auto;margin-right:0;text-align:right;flex:0 1 auto;align-self:flex-end;letter-spacing:-.5px;}
.ad-disclosure__text{font-size:12px;line-height:1.45;color:#747474;margin:0;flex:1 1 100%;width:100%;text-align:left;letter-spacing:-.5px;}
.ad-disclosure__more{margin:0;width:100%;font-size:12px;line-height:1.5;color:#6F6F6F;text-align:right;overflow:hidden;max-height:0;opacity:0;letter-spacing:-.25px;transform:translateY(-4px);transition:max-height .28s ease,opacity .2s ease,transform .28s ease,margin-top .28s ease;}
.ad-disclosure__more.ad-disclosure__more--open{margin-top:2px;max-height:90px;opacity:1;transform:translateY(0);text-align:right;}
.header{transition:box-shadow var(--transition);}
.header--sticky{position:sticky;top:0;z-index:100;}
.header--scrolled{box-shadow:0 2px 16px rgba(26,26,46,.12);}
.header__bar{display:flex;justify-content:center;align-items:center;background:var(--yellow);padding:6px 20px;}
.header__logo{height:28px;width:auto;}
.logo{border-radius:2em;}
.header__logo-link--bg{background:rgba(255,255,255,.25);padding:.25em 1em;border-radius:2em;border:1px solid var(--border);box-shadow:inset -.25em .25em .1em .15em rgba(255,255,255,.175),inset 0 0 10px 0 rgba(0,0,0,.1),0 0 2px 1px rgba(0,0,0,.1),0 0 10px 0 rgba(0,0,0,.1);}
.hero{text-align:center;padding:24px 20px 20px;background:var(--white);box-shadow:0 1em 1em -.5em rgba(245,166,35,.5);}
.hero__container{max-width:var(--max-w);margin:0 auto;}
.hero__badge{display:inline-block;background:var(--yellow-light);color:var(--yellow-dark);font-size:13px;font-weight:600;padding:6px 20px;border-radius:30px;margin-bottom:24px;display:inline-flex;align-items:center;flex-flow:row nowrap;justify-content:center;gap:8px;}
.hero__badge>*{flex:0 1 auto;}
.hero__title{font-size:27px;font-weight:700;color:var(--dark);line-height:1.25;margin-bottom:16px;}
.hero__title strong{color:var(--yellow);}
.hero__subtitle{font-size:15px;max-width:560px;margin:0 auto 28px;color:var(--body);}
.hero__trust{display:flex;justify-content:center;gap:24px;flex-wrap:wrap;}
.hero__trust-item{display:flex;align-items:center;gap:8px;font-size:13px;font-weight:500;color:var(--dark);}
.hero__trust-icon{display:flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:50%;}
.hero__trust-icon--check{background:#E8F5E9;}
.hero__trust-icon--shield{background:#E3F2FD;}
.about{padding:28px 20px;background:var(--white);}
.about__container{max-width:var(--max-w);margin:0 auto;}
.about__title{text-align:center;font-size:30px;font-weight:700;color:var(--dark);margin-bottom:.5em;text-transform:uppercase;}
.about__content{display:flex;flex-direction:column;align-items:center;gap:28px;}
.about__image-wrap{flex-shrink:0;max-width:360px;width:100%;}
.about__image{border-radius:var(--radius);}
.about__card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:32px 28px;box-shadow:var(--shadow);}
.about__card-title{font-size:19px;font-weight:700;color:var(--dark);margin-bottom:14px;}
.about__card-text{font-size:14px;line-height:1.75;}
.ranking{padding:28px 20px;background:var(--light-bg);}
.ranking__container{max-width:var(--max-w);margin:0 auto;text-align:center;}
.ranking__title{font-size:24px;font-weight:700;color:var(--dark);margin-bottom:8px;}
.ranking__subtitle{font-size:14px;color:var(--body);margin-bottom:36px;}
.ranking__grid{display:grid;grid-template-columns:1fr;gap:20px;}
.ranking__card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:28px 24px;text-align:left;display:grid;grid-template-columns:auto 1fr;align-items:start;column-gap:12px;row-gap:8px;transition:box-shadow var(--transition),transform var(--transition);align-content:start;}
.ranking__card:hover{box-shadow:var(--shadow-lg);transform:translateY(-2px);}
.ranking__icon{display:flex;align-items:center;justify-content:center;width:40px;height:40px;background:var(--yellow);border-radius:var(--radius-sm);margin-bottom:0;}
.ranking__card-title{font-size:15px;line-height:1.25;font-weight:700;color:var(--dark);margin-bottom:0;}
.ranking__card-text{font-size:12px;line-height:1.6;grid-column:1/-1;}
.faq{padding:28px 20px;background:var(--white);}
.faq__container{max-width:720px;margin:0 auto;}
.faq__title{text-align:center;font-size:24px;font-weight:700;color:var(--dark);margin-bottom:6px;}
.faq__subtitle{text-align:center;font-size:14px;color:var(--body);margin-bottom:32px;}
.faq__list{border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;}
.faq__item{border-bottom:1px solid var(--border);}
.faq__item:last-child{border-bottom:none;}
.faq__question{display:flex;justify-content:space-between;align-items:center;width:100%;padding:18px 22px;font-size:14px;font-weight:600;color:var(--dark);text-align:left;transition:background var(--transition);}
.faq__question:hover{background:var(--light-bg);}
.faq__icon{font-size:19px;font-weight:400;color:var(--body);transition:transform var(--transition);flex-shrink:0;margin-left:16px;}
.faq__item--open .faq__icon{transform:rotate(45deg);}
.faq__answer{max-height:0;overflow:hidden;transition:max-height .35s ease,padding .35s ease;}
.faq__item--open .faq__answer{max-height:300px;padding:0 22px 18px;}
.faq__answer p{font-size:13px;line-height:1.75;color:var(--body);}
.conclusion{padding:28px 20px;background:var(--light-bg);}
.conclusion__container{max-width:800px;margin:0 auto;}
.conclusion__title{text-align:center;font-size:24px;font-weight:700;color:var(--dark);margin-bottom:20px;}
.conclusion__intro{font-size:15px;line-height:1.8;margin-bottom:32px;}
.conclusion__block{margin-bottom:28px;}
.conclusion__block:last-child{margin-bottom:0;}
.conclusion__block-title{font-size:16px;font-weight:700;color:var(--dark);margin-bottom:10px;padding-left:14px;border-left:3px solid var(--yellow);}
.conclusion__block p{font-size:14px;line-height:1.75;}
.conclusion__list{margin-top:12px;padding-left:20px;list-style:disc;}
.conclusion__list li{font-size:13px;line-height:1.8;margin-bottom:6px;list-style:disc;}
.guide-steps{padding:20px 20px;background:var(--light-bg-alt);}
.guide-steps__container{max-width:var(--max-w);margin:0 auto;}
.guide-steps__header{margin-bottom:18px;}
.guide-steps__title{display:flex;flex-direction:column;align-items:center;gap:4px;margin:0;border:1px solid #E9EDF4;border-radius:var(--radius-sm);background:var(--white);box-shadow:var(--shadow);padding:18px 16px;text-align:center;line-height:1.05;}
.guide-steps__title-main{color:#122849;font-weight:700;font-size:clamp(28px,7.4vw,52px);letter-spacing:-.02em;}
.guide-steps__title-sub{display:inline-flex;align-items:baseline;gap:8px;}
.guide-steps__title-y{color:#63A8E6;font-weight:400;font-size:clamp(32px,8.2vw,56px);}
.guide-steps__title-brokers{color:#29466A;font-weight:700;font-size:clamp(34px,8.4vw,58px);letter-spacing:-.02em;}
.guide-steps__title-year{color:#0F1E35;font-weight:300;font-size:clamp(34px,8.2vw,56px);letter-spacing:-.01em;}
.guide-steps__grid{display:grid;grid-template-columns:1fr;gap:14px;}
.guide-steps__card{border:1px solid var(--border);border-radius:var(--radius);background:var(--white);padding:16px;box-shadow:0 10px 24px rgba(26,26,46,.05);text-align:center;}
.guide-steps__card-title{margin-bottom:12px;color:var(--dark);font-size:18px;line-height:1.35;font-weight:700;}
.guide-steps__media{margin:0 auto 1em;}
.guide-steps__image{width:180px;height:100px;max-width:100%;object-fit:cover;border-radius:10px;border:1px solid var(--yellow);box-shadow:0 3px 10px 4px rgba(18,40,73,.15);margin:0 auto;}
.guide-steps__card-text{margin:0;color:var(--body);font-size:14px;line-height:1.75;}
.regions{padding:28px 20px;background:var(--yellow-light);}
.regions__container{max-width:var(--max-w);margin:0 auto;text-align:center;}
.regions__title{font-size:22px;font-weight:700;color:var(--dark);margin-bottom:28px;}
.regions__tabs{display:flex;justify-content:center;gap:10px;flex-wrap:wrap;margin-bottom:32px;}
.regions__loading{display:none;align-items:center;justify-content:center;gap:12px;margin:0 auto 26px;padding:10px 18px;border:1px solid var(--border);border-radius:999px;background:var(--white);color:var(--dark);}
.regions__loading--visible{display:inline-flex;}
.regions__spinner{width:18px;height:18px;border:2px solid rgba(26,26,46,.18);border-top-color:var(--yellow-dark);border-radius:50%;animation:regionsSpin .8s linear infinite;}
.regions__loading-text{font-size:13px;font-weight:600;line-height:1.4;}
.regions__tab{padding:16px 48px;font-size:15px;font-weight:700;color:var(--body);background:var(--white);border:2px solid var(--border);border-radius:12px;transition:all var(--transition);letter-spacing:.3px;}
.regions__tab:hover{border-color:var(--dark);color:var(--dark);}
.regions__tab--active{background:var(--dark);color:var(--white);border-color:var(--dark);box-shadow:0 6px 20px rgba(26,26,46,.25);}
.regions__tab--active:hover{border-color:var(--dark);color:var(--white);cursor:default;}
.regions__panel{display:none;animation:fadeIn .3s ease;}
.regions__panel--active{display:block;}
@keyframes fadeIn{from{opacity:0;transform:translateY(8px);}to{opacity:1;transform:translateY(0);}}
@keyframes regionsSpin{to{transform:rotate(360deg);}}
.regions__panel-intro{font-size:21px;color:var(--body);margin:0 auto 1em;width:550px;max-width:100%;}
.regions__image-wrap{max-width:280px;margin:0 auto 28px;}
.regions__image{width:100%;height:auto;border-radius:var(--radius);box-shadow:var(--shadow-lg);}
.regions__cta{display:inline-block;position:relative;background:var(--yellow);color:var(--white);font-size:14px;font-weight:700;padding:14px 40px;border-radius:30px;transition:background var(--transition),transform var(--transition),box-shadow var(--transition);box-shadow:0 4px 14px rgba(245,166,35,.35);margin-top:4px;animation:ctaPulse 2.5s ease-in-out infinite;}
.regions__cta::before,.regions__cta::after{content:'';position:absolute;inset:0;border-radius:30px;border:2px solid var(--yellow);opacity:0;pointer-events:none;}
.regions__cta::before{animation:ctaRing 2.5s ease-out infinite;}
.regions__cta::after{animation:ctaRing 2.5s ease-out .4s infinite;}
.regions__cta:hover{background:var(--yellow-dark);transform:translateY(-2px);box-shadow:0 6px 20px rgba(245,166,35,.45);animation:none;}
.regions__cta:hover::before,.regions__cta:hover::after{animation:none;opacity:0;}
@keyframes ctaPulse{0%,100%{transform:scale(1);box-shadow:0 4px 14px rgba(245,166,35,.35);}15%{transform:scale(1.04);box-shadow:0 6px 24px rgba(245,166,35,.5);}30%{transform:scale(1);box-shadow:0 4px 14px rgba(245,166,35,.35);}40%{transform:scale(1.02);box-shadow:0 5px 18px rgba(245,166,35,.42);}55%{transform:scale(1);box-shadow:0 4px 14px rgba(245,166,35,.35);}}
@keyframes ctaRing{0%{opacity:.6;inset:0;}80%{opacity:0;inset:-14px;}100%{opacity:0;inset:-14px;}}
.contact-page{padding:28px 20px 44px;background:var(--light-bg);}
.contact-page__container{max-width:760px;margin:0 auto;}
.contact-page__card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:24px 20px;}
.contact-page__title{text-align:center;font-size:30px;line-height:1.25;font-weight:700;color:var(--dark);margin-bottom:14px;text-transform:uppercase;}
.contact-page__intro{font-size:14px;line-height:1.7;margin-bottom:22px;}
.contact-page__alert{font-size:13px;border-radius:var(--radius-sm);padding:10px 12px;margin-bottom:16px;}
.contact-page__alert--success{background:#E8F5E9;color:#1B5E20;border:1px solid #C8E6C9;}
.contact-page__alert--error{background:#FFEBEE;color:#B71C1C;border:1px solid #FFCDD2;}
.contact-page__alert--info{background:#E3F2FD;color:#0D47A1;border:1px solid #BBDEFB;}
.contact-form{display:grid;grid-template-columns:1fr;gap:14px;}
.contact-form__group{display:flex;flex-direction:column;gap:6px;}
.contact-form__label{font-size:13px;font-weight:600;color:var(--dark);}
.contact-form__input,.contact-form__textarea{width:100%;border:1px solid var(--border);border-radius:var(--radius-sm);padding:11px 12px;font-family:inherit;font-size:14px;color:var(--dark);background:var(--white);transition:border-color var(--transition-fast),box-shadow var(--transition-fast);}
.contact-form__textarea{min-height:140px;resize:vertical;}
.contact-form__input:focus,.contact-form__textarea:focus{outline:none;border-color:var(--yellow-dark);box-shadow:0 0 0 2px rgba(245,166,35,.22);}
.contact-form__input.contact-form__input--error,.contact-form__textarea.contact-form__textarea--error{border-color:#D32F2F;box-shadow:0 0 0 2px rgba(211,47,47,.16);}
.contact-form__field-error{font-size:12px;line-height:1.35;color:#B71C1C;min-height:16px;}
.contact-form__actions{margin-top:2px;text-align:center;}
.contact-form__submit{display:inline-flex;align-items:center;justify-content:center;padding:12px 26px;border-radius:999px;background:var(--yellow);color:var(--white);font-size:14px;font-weight:700;border:0;transition:background var(--transition),transform var(--transition);}
.contact-form__submit:hover{background:var(--yellow-dark);transform:translateY(-1px);}
.contact-form__submit:disabled{opacity:.75;cursor:not-allowed;transform:none;}
@media (min-width:900px){.ad-disclosure__inner{align-items:center;justify-content:center;column-gap:6px;row-gap:2px;}.ad-disclosure__text{flex:0 1 auto;white-space:nowrap;}.ad-disclosure__toggle{margin-left:0;}.ad-disclosure__more{text-align:center;}.ad-disclosure__more.ad-disclosure__more--open{margin-top:4px;max-height:80px;}}
@media (min-width:768px){.ad-disclosure__inner{padding:3px 20px;}.hero{padding:22px 32px 21px;}.hero__title{font-size:35px;}.hero__subtitle{font-size:16px;}.about{padding:0 32px 72px;}.about__content{flex-direction:row;align-items:stretch;}.about__image-wrap{max-width:320px;}.about__card{flex:1;display:flex;flex-direction:column;justify-content:center;}.ranking{padding:62px 32px;}.ranking__grid{grid-template-columns:1fr 1fr;}.faq{padding:62px 32px;}.conclusion{padding:20px 32px;}.guide-steps{padding:20px 32px;}.guide-steps__header{margin-bottom:22px;}.guide-steps__grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;}.regions{padding:36px 32px;}.contact-page{padding:44px 32px 62px;}.contact-page__card{padding:30px 26px;}}
@media (min-width:1024px){.ad-disclosure__inner{padding:5px 20px;}.hero{padding:40px 40px 32px;}.hero__title{font-size:42px;}.about{padding:22px 40px 44px;}.about__image-wrap{max-width:400px;}.about__card{padding:40px 36px;}.about__card-title{font-size:20px;}.ranking{padding:44px 40px;}.ranking__grid{grid-template-columns:repeat(4,1fr);}.ranking__title{font-size:27px;}.faq{padding:44px 40px;}.faq__title{font-size:27px;}.conclusion{padding:20px 40px;}.conclusion__title{font-size:27px;}.guide-steps{padding:20px 40px;}.guide-steps__title{padding:28px 24px;}.regions{padding:44px 40px;}.regions__title{font-size:27px;}.contact-page{padding:48px 40px 70px;}.contact-page__card{padding:36px 32px;}}
.rs2-footer{font-family:'Poppins',sans-serif;}
.rs2-footer__white{background:#f2f2f4;padding:2.25em 0 1.75em;}
.rs2-footer__container{width:min(100%,1200px);margin:0 auto;padding:0 1.5em;}
.rs2-footer__logo{max-width:100%;width:3em;margin:0 auto 3em;text-align:center;}
.rs2-footer__warning{color:#000;font-size:14px;line-height:1.4286;}
.rs2-footer__warning p{margin:0 0 1.7142em;}
.rs2-footer__warning p:last-child{margin-bottom:0;}
.rs2-footer__yellow{background:var(--yellow,#F5A623);color:#000;padding:2.625em 0 2.875em;}
.rs2-footer__top{display:flex;justify-content:space-between;align-items:center;flex-flow:row wrap;gap:2.625em;margin-bottom:2.5em;}
.rs2-footer__company{flex:0 0 34%;font-size:13px;line-height:1.5;opacity:.95;}
.rs2-footer__links{display:flex;gap:4.5em;flex-wrap:wrap;align-items:flex-end;justify-content:flex-end;}
.rs2-footer__link{color:#000;text-decoration:underline;font-size:13px;line-height:1.2;background:none;border:0;padding:0;cursor:pointer;font-family:inherit;font-weight:500;}
.rs2-footer__link:hover{text-decoration:none;}
.rs2-footer__main{display:flex;gap:3.125em;}
.rs2-footer__left{flex:0 0 34%;font-size:13px;line-height:1.6;opacity:.95;}
.rs2-footer__right{flex:1;}
.rs2-footer__about{font-size:13px;line-height:1.5;opacity:.94;}
.rs2-footer__about p{margin:0 0 .5em;}
.rs2-footer__about p:last-child{margin-bottom:0;}
.rs2-footer__divider{height:1px;border:0;background:rgba(0,0,0,.48);margin:1.25em 0 1em;}
.rs2-footer__ad-title{font-size:13px;font-weight:bold;line-height:1;margin:0 0 .25em;}
.rs2-footer__ad-copy{font-size:13px;line-height:1.62;margin:0;opacity:.94;}
.rs2-modal{display:none;position:fixed;inset:0;background:rgba(0,0,0,.65);z-index:9999;padding:1.5em;}
.rs2-modal--active{display:flex;align-items:flex-start;justify-content:center;}
.rs2-modal__dialog{width:min(100%,860px);max-height:92vh;background:#fff;color:#1c1c2e;border-radius:12px;overflow:auto;}
.rs2-modal__header{display:flex;justify-content:space-between;align-items:center;padding:1.125em 1.375em;border-bottom:1px solid #ececf4;position:sticky;top:0;background:#fff;}
.rs2-modal__title{margin:0;font-size:13px;line-height:1.2;}
.rs2-modal__close{border:0;background:none;font-size:18px;line-height:1;cursor:pointer;color:#565679;}
.rs2-modal__body{padding:1.375em;font-size:13px;line-height:1.68;}
.rs2-modal__body p{margin:0 0 1em;}
@media (max-width:900px){.rs2-footer__main{text-align:center;}.rs2-footer__right{order:1;}.rs2-footer__left{order:2;}.rs2-footer__top,.rs2-footer__main{flex-direction:column;gap:2em;}.rs2-footer__company,.rs2-footer__left{flex:1 1 auto;}.rs2-footer__links{gap:1.125em 1.625em;}}
.highlight { position: relative; display: inline-block; }
.highlight::before { display: inline-block; position: absolute; z-index: 1; content: ''; background-color: yellow; background-color: rgba(255, 255, 0, 0.75); -webkit-transform: scale3d(1,0.8,1) rotate(-2deg) skew(-20deg) translateX(-.2em); -ms-transform: scale3d(1,0.8,1) rotate(-2deg) skew(-20deg) translateX(-.2em); transform: scale3d(1,0.8,1) rotate(-2deg) skew(-20deg) translateX(-.2em); transform-origin: center bottom; background-size: 0 100%; -webkit-transition: right 0.5s ease-in-out; -o-transition: right 0.5s ease-in-out; transition: right 0.5s ease-in-out; left: 0; right: 100%; top: 0; bottom: 0.125em; -webkit-animation: highlight 4s cubic-bezier(0.645, 0.045, 0.355, 1.000) both infinite normal; animation: highlight 4s cubic-bezier(0.645, 0.045, 0.355, 1.000) both infinite normal; }
.highlightText { display: inherit; position: relative; z-index: 2; line-height: 1; }
@-webkit-keyframes highlight { 0%, 100% { right: 100%; } 20%, 85% { right: 0; } } @keyframes highlight { 0%, 100% { right: 100%; } 20%, 85% { right: 0; } }
.text-accent--alt {color: var(--yellow) !important;}